The Analysis entity represents various types of customer profile verification and risk assessments. Multiple analyses are performed to evaluate customer eligibility for purchases and financing.
To skip the identity, financial and defaulting customer analyses in sandbox environment, use the following customer_document: 000.000.001-91. They are recorded as approved; the blacklist check still runs.
Analysis Schema
Field
Description
Type
id
Unique identifier (UUID)
String
kind
Type of analysis performed
String
status
Analysis result status. Can be approved, denied, or failed
String
denied_reason
Reason why the analysis was denied. Set only for denied identity analyses: invalid_data or irregular_cpf; null otherwise
String
created_at
Indicates when the record was created in ISO8601 format
String
Analysis Kind Values
Value
Description
financial
Financial analysis to assess the customer’s creditworthiness and ability to pay
identity
Identity verification analysis to confirm the customer’s identity is valid
defaulting_customer
Analysis to check if the customer has any outstanding debts or payment defaults
blacklist_customer
Analysis to check if the customer is on a blacklist due to fraud or severe payment violations
Analysis Status Values
Status
Description
approved
The analysis passed successfully and the customer is approved
denied
The analysis failed and the customer was denied. Check denied_reason for details
failed
The analysis could not be completed due to technical issues or missing data
Common Denied Reasons
Reason
Description
invalid_data
The customer data provided is invalid or incomplete
irregular_cpf
The customer’s CPF (Brazilian tax ID) is irregular or flagged in government systems